Chartered in 1905, American National Insurance
Company has evolved into an industry leader, ranking among the
larger life insurance companies in the United States.
Today, the company provides personalized
service to more than 2.9 million policyholders throughout 49 states,
the District of Columbia, Guam, American Samoa and Puerto Rico.
Directly and through its subsidiaries
and business relationships, American National offers a broad line
of insurance coverages, including individual and group life, health,
individual disability*, personal lines property and casualty and
credit insurance.
To learn more about American National
Insurance Company and the products we offer, please visit the
Home Office web site at www.anico.com.
American National Insurance Company's
home office is in Galveston, Texas.
*Underwritten by Illinois Mutual Life
Insurance Company.
Financial Strength Ratings
American National Insurance Company ("American
National") has been evaluated and assigned the following
ratings by nationally recognized, independent rating agencies.
The ratings are current as of April 2006.
A.M. Best -- A+ (Superior) -- 2nd highest of 13
active company ratings 1
"A superior ability to meet their ongoing
obligations to policyholders"
Standard & Poor's -- AA (Very Strong) -- 3rd
highest of 20 active company ratings 2
"Very strong financial security characteristics,
differing only slightly from those rated higher"
Ratings reflect current independent opinions
of the financial capacity of an insurance organization to meet
the obligations of its insurance policies and contracts in accordance
with their terms. They are based on comprehensive quantitative
and qualitative evaluations of the company and its management
strategy. The rating agencies do not provide ratings as a recommendation
to purchase insurance or annuities. The ratings are not a warranty
of an insurer's current or future ability to meet its contractual
obligations.
Ratings may be changed, suspended, or
withdrawn at any time. For the most current ratings view the full
rating reports on American National's website @ www.anico.com.
1 A.M. Best's active company
rating scale is: A++ (Superior), A+ (Superior), A (Excellent),
A- (Excellent), B++ (Very Good), B+ (Very Good), B (Adequate),
B- (Adequate), C++ (Fair), C+ (Fair), C (Marginal), C- (Marginal),
and D (Poor)
2 Standard and Poor's active
company rating scale is: AAA (Extremely Strong), AA (Very Strong),
A (Strong), BBB (Good), BB (Marginal), B (Weak), CCC (Very Weak),
CC (Extremely Weak). Plus (+) or minus (-) modifiers show the
relative standing within the categories from AA to CCC.
